Evans Joinery Privacy Policy

Privacy policy.

Evans Joinery Studio (“Evans Joinery, Joshua Evans” or “we”) operates an online store and website to showcase and sell the furniture, and artwork that we produce. We hugely respect your privacy and have established this Privacy Policy to describe our policies and practices with respect to the information that we collect from users of our website at www.evansjoinerystudio.com. Please review this Privacy Policy before you access or use our site or any of the services or features offered on or through our site. By using our site and its services and features, you agree to be bound by this Privacy Policy. Additional privacy rules may apply to you if you are also a client of Evans Joinery Studio. If you do not agree to this Privacy Policy, please do not use our site or its services and features.

1. What information do we collect?

We may collect certain personal information from you when you register to use our site or its services and features. We may also collect additional personal information, including your age, gender, physical address. We may also collect certain non-personally identifiable information from users of our site, such as their Internet protocol address, the type of browser and operating system they use, the domain name of your Internet service provider, and the web pages, content and advertisements you may have visited, viewed or clicked on.

When you use our site, our servers automatically record certain information about your use, such as browsing activity, data displayed or clicked on, and other information such as browser type, IP address, date and time of access, cookie ID, and referrer URL. We may use this information for security, analytical and other purposes. Along with cookies, we may use third-party tracking technology, such as Google Analytics, to record similar information regarding you and your activity on our site.

2. How do we use the information we collect?

We may use your personal information to:

  • Communicate with you, such as to respond to your inquiries, send you notifications, or notify you of any changes to any legal terms applicable to our site or any changes to this Privacy Policy;

  • Improve our site and the content and services offered on or through our site;

  • Establish and maintain your account and process transactions with us;

  • Display your account activity;

  • Review our compliance with all applicable laws, regulations and orders;

  • Enforce legal terms that govern your use of our site; and

  • For any other purposes for which the information is collected and maintained.

  • We may also use your non-personally identifiable information to analyze the usage of our site and account activity to monitor usage and improve our site.

3. With whom do we share that information?

We may share your personal information with third parties in the following instances:

  • Third parties with whom we have engaged to process payments for transactions;

  • Who assist us in providing our site and services (such as data storage providers) and processing transactions and communications on and through our site;

  • Law enforcement officials and other governmental or regulatory authorities, to the extent we believe necessary to comply with laws, regulations, court or administrative orders; and

  • Where you have authorized us to do so.

  • We may also share non-personally identifiable information to third parties on an aggregate basis for purposes of analyzing usages and trends, improving or enhancing our site, improving existing products and services, and developing new ones.

4. Do we collect information from children?

Evans Joinery Studio is not intended for and does not knowingly collect information from children under the age of 13. If you believe that your child has registered on our site or that we have collected information from your child, please contact us immediately so that we can remove that information from our site.

5. What security measures do we take with respect to your information?

We use reasonable security measures to protect the security and confidentiality of your personal information that we collect and maintain. However, we cannot guarantee the security of your personal information or that any communication or transmission of such information over the Internet will be entirely secure.

6. Amendments to this Privacy Policy

We reserve the right to amend or revise this Privacy Policy, in whole or in part, at any time in our sole discretion. Any such amendments will take effect on the earlier of when they are posted on our site or the date you are notified by email communication (at the email address provided in your account). Your use of our site or its products and services after such amendments have been posted shall constitute your agreement to and acceptance of said amendments.

If you have any questions or concerns, please email us at evansjoinery1@gmail.com

Klarna Privacy Policy

Last updated: June 21, 2021

 

Klarna is committed to letting you know how we will collect, use, store, share and protect your personal information when you transact with us. You accept this privacy policy (the “Privacy Policy”) whenever you access or use Klarna products, services, features, and technologies including the Klarna mobile app and www.klarna.com/us (the “Klarna Services”). Please read this Privacy Policy carefully. If you are a resident of California, you may have additional rights, described in our Additional Information for California Residents Section.

This Privacy Policy does not apply to information submitted or collected through websites maintained by other companies or organizations to which we may link or who may link to us. We are not responsible for the actions and privacy policies of third-party websites.

 

Additionally, if you use Klarna Credit, your non-public personal information will be subject to WebBank’s privacy notice and Klarna’s use of such information will be consistent with that privacy notice.

 

 

What type of information does Klarna collect?

Klarna collects two basic types of information from you in conjunction with your use of the Klarna Services (collectively, your “personal information”): (1) personally identifiable information; and (2) non-personally identifiable information.

Personally Identifiable Information is any information that can identify you. 

  • Examples include your name, e-mail address, telephone number, postal address, device identifiers, IP addresses, and financial account information that you provide, such as credit or debit card numbers. 

  • We may also collect personally identifiable information about you from third parties such as data vendors.

  • Aggregate and/or de-identified information is not considered personally identifiable information.

Non-personally identifiable information is information that does not identify you directly, but may be linkable to you.

  • Examples include demographic information and general location information.

  • If non-personally identifiable information is directly linked to personally identifiable information, it will be considered personally identifiable information while it is linked. For example, if your payment history and transaction history are linked to your name, then that information will be considered personally identifiable information and subject to heightened privacy and security restrictions, as reflected in this Privacy Policy.

 

How does Klarna Collect Information?

We collect information about you through:

  • Your interactions with or use of the Klarna Services;

  • Your contact with our customer support team; 

  • Third parties, such as data vendors, your bank or  merchants you perform a transaction with;

  • Through our websites, using cookies, Clear GIFs, web beacons, mobile application plug-ins and similar technologies. 

Cookies are small files that are stored on your computer or device when you use the Klarna Services. Cookies record your preferences and the actions you take on your computer or device. We may also use web beacons and mobile application plug-ins, such as software development kits, application programming interfaces and similar technologies. We use these and other similar technologies for security, to monitor traffic, improve the Klarna Services, and make the Klarna Services easier to use and more relevant to you. We may also use these technologies to personalize your experience, deliver advertisements, and for research and marketing. 

 Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with the Klarna Services to, among other things, track the activities of Site visitors, help us manage content, and compile statistics about Site usage.

 

Third Party Analytics We may use automated devices and applications to evaluate usage of our Site. We use these tools to help us improve our Site, performance and user experiences. These entities may use cookies and other tracking technologies to perform their services. 

How do we use the personal information we collect?

We may use your personal information to:

  • Provide the Klarna Services and customer support

  • Process transactions and send notices about your transactions

  • Resolve disputes and collect payments and/or fees

  • Verify the accuracy of and authenticate your information

  • Detect, investigate and prevent potentially prohibited or illegal activities, such as fraud

  • Communicate about accounts or transactions and send information about features and enhancements 

  • Contact you, for example by phone, text (SMS) or email

  • Communicate changes to our policies

  • Personalize content and experiences, including providing recommendations based on your preferences

  • Send offers or promotions for the Klarna Services

  • Provide advertising, including advertising based on your use of the Klarna Services or third-party websites 

  • Perform statistical, demographic and marketing analyses of users of the Klarna Services and their purchasing patterns

  • Conduct any other legitimate business activities not otherwise prohibited by law

 

How do we share personal information?

We will only share your personal information with third parties as described in this Privacy Policy.

We may share your personally identifiable information with:

  • Service providers and affiliates who help with our business operations, including but not limited to, fraud prevention, account maintenance, customer service, marketing and technology services

  • Credit bureaus and collection agencies, as permitted by law

  • Merchants you order goods or services from using the Klarna Services

  • Companies that we plan to merge with or be acquired by

  • Third parties, including governmental authorities and law enforcement, to (i) protect or defend the legal rights, interests or property of Klarna and any related entity of Klarna; (ii) protect the safety and security of our customers or members of the public; (iii) protect against fraud; or (iv) comply with applicable law, subpoena or legal process.  Including, without limitation, LexisNexis Risk Solutions Group, 80 Harcourt Street, Dublin Ireland; Emailage and ThreatMetrix services: Processing Notices | LexisNexis Risk Solutions

  • Other third parties with your consent or at your direction to do so.

  • Third parties for any legitimate business purpose not otherwise prohibited by law

 

We will not share or sell any personally identifiable information about you to our affiliates or non-affiliated third parties for their marketing purposes unless you have provided consent, except as set forth in an agreement you have entered into with Klarna (many of our consumer agreements are available here).

 

Email Connect service (available in the Klarna App)

If you connect to the Email Connect service, we will process order information (such as delivery tracking identifiers, supplier information and product information) related to purchases you have made, in order to provide you with delivery information and an overview of your purchases in the Klarna App.

We will not share data obtained through Email Connect with third parties, unless necessary to provide or improve the service to you. In particular, we will not transfer data to third parties for serving ads.

 

Klarna Desktop Extension 

Klarna Desktop Extension is a browser extension of the Klarna app available for select web browsers. By downloading and using the Klarna Desktop Extension you can request and use One-time Cards directly in your browser on websites where this service is enabled in accordance with Klarna's internal policies.  When you browse the internet with the Klarna Desktop Extension enabled, Klarna will receive the domain of the websites that you visit.  To the extent this is Personally Identifiable Information or Non-personally identifiable information, it will be handled in compliance with the terms of this Privacy Policy.

 

Sponsored Links

If you click on a link that is sponsored which promotes a store, product or service you will be redirected to the store’s website through a third party, a so-called “affiliate network.” The affiliate network might place a tracking technology on your device that contains the information that you clicked on such a link in the Klarna App, which then may be used to track your visit to a store in order to calculate a potential commission to Klarna.

 

How do we protect personal information?

Klarna uses reasonable security measures to protect your personal information from unauthorized access and use in compliance with applicable law. These measures include computer safeguards and encrypted, secured files and buildings. We also maintain other physical, technical, administrative, and procedural safeguards to protect personal information, and access to personal information is limited to the employees who require it for their job functions. Please be aware that despite our efforts, no data security measures can guarantee 100% security. You should take steps to protect against unauthorized access to your password, phone, and computer by, among other things, signing off after using a shared computer, choosing a robust password that nobody else knows or can easily guess, and keeping your log-in and password private. We are not responsible for any lost, stolen, or compromised passwords or for any activity on your account via unauthorized password activity.

 

How can you restrict us from sharing your personal information?

Personally Identifiable Information: You may choose not to provide your personally identifiable information to us; however, you will not be able to use the Klarna Services.

You can also limit our use and sharing of your personal information in other ways, such as:

  • You may unsubscribe from marketing emails, but we will still be permitted to contact you for servicing and account-related purposes by clicking the “Unsubscribe” link in the email footer or by contacting Klarna Customer Service.

  • You can modify browser settings to decline cookies, but certain features of Klarna Services may not function properly or may be unavailable if you do. For more information on cookies and how to disable them, you can consult the information provided by the Interactive Advertising Bureau at www.allaboutcookies.org.

  • For your mobile device, you can understand which third parties have currently enabled cookies on your mobile device and how to opt-out of some of those cookies by accessing the Network Advertising Initiative's website at http://www.networkadvertising.org/mobile-choices from your mobile device. On your mobile device you may also select “Limit Ad Tracking” (on iOS devices) or “Opt out of Interest-Based Ads” (on Android). Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed and that you may still receive advertising from third parties, although such advertising may not be based on your interests and preferences.

  • We use the information provided by Google Analytics to improve our Services. For more information regarding how Google collects, uses, and shares your information and how to opt out of certain uses please visit http://www.google.com/policies/privacy/partners/ and https://tools.google.com/dlpage/gaoptout.

  • Your browser or device may include “Do Not Track” functionality. Note that Klarna’s information collection and disclosure practices, and the choices that we provide to customers, will continue to operate as described in this Privacy Policy whether or not a Do Not Track signal is received.

 

Third-Party Links

The Klarna Services may contain links to third-party websites, including social media sites. By including a link to a third-party website, we do not endorse or recommend any products or services offered or information contained at the third-party website. Any access to and use of such linked websites is not governed by this policy, but instead is governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites. If you decide to visit a third-party website via a link contained in or by the Klarna Services, you do so at your risk.

 

Google

When you use Google Maps in the checkout (for example by searching for your address in the address field) or the Klarna App, Google will process your information subject to Google Maps’/Google Earth's Terms of Service andPrivacy Policy

 

Rakuten

We partner with Rakuten Advertising, who may collect personal information when you interact with our site. The collection and use of this information is subject to the privacy policy located here: Rakuten’s privacy policy; To submit an opt-out request

 

Children Under 13

Our products and services are not designed for children under 13. If we discover that a child under 13 has provided us with personal information, we will delete such information from our systems.

If you are a resident of California, under 18 and a registered user of the Services, you may ask us to remove content or information that you have posted through the Services by contacting Klarna customer service. Please note that your request does not ensure complete or comprehensive removal of the content or information, as, for example, some of your content may have been reposted by another user.

 

Governing Law and Notice to Non-US Users

The Klarna Services are directed to individuals located in the United States, and our policies are directed at compliance with those laws. If you are located outside the United States, you should NOT submit personal information to Klarna.  If you voluntarily submit personal information to us, you thereby consent to the general use of such information as provided in this Privacy Policy and to the transfer of that information to, and/or storage of that information in, the United States.

 

Accessing, Correcting or Deleting Your Information   

You may request to access, correct, or delete  personal information that you have provided to us. You will not be permitted to examine the personal information of any other person or entity and may be required to provide us with personal information to verify your identity prior to accessing any records containing information about you. Depending on where you live and the type of information you have provided to Klarna, you may have different rights and choices for managing your personal data. For example, certain state laws do not apply to personal data collected, processed, or disclosed by a financial institution according to federal laws, such as the Gramm-Leach-Bliley Act.   Accordingly, the ability to access, correct, or delete data is not absolute, and is subject to Klarna’s internal policies.  Klarna must adhere to certain legal obligations preventing us from immediately deleting some of your personal information. For example, we may not accommodate a request to change or delete personal information if we believe doing so would violate any law or legal requirement or cause the information to be incorrect. To submit a request, email privacy@klarna.com, call 844-KLARNA1 (844-552-7621), or make a request through the chat feature in our Customer Service Web Portal.

 

Changes to this Policy

This policy is current as of the Last Updated date set forth above. We may change this policy from time to time, so please be sure to check back periodically. We will post any changes to this policy on the Klarna Services. If we make any changes to this policy that materially affect our practices with regard to the personal information we have previously collected from you, we will aim to provide you with notice in advance of such change by highlighting the change on our website.

 

How can you contact Klarna?

If you have questions about the privacy aspects of our services or would like to make a complaint, please contact Klarna customer service.

 

Additional Options and Rights – California Residents Only

California provides consumers with additional information and rights as related to their personal information.  Klarna will not discriminate against you because you exercise any of the rights as described in this section. These rights do not apply, however, to any non-public personal information that Klarna collects or discloses in providing a financial product or service for personal, family or household use.    

 

Categories of Data Collected, Sold, and Disclosed

Please see our Notice of California Consumer Data Collection and Sharing Practices.

Sale of Personal Information to Third Parties

You have the right to opt-out of the sale of some types of personal information. At present, Klarna does not sell personal information to third parties. Please note that your right to opt-out does not apply to our sharing of data with service providers, who are parties who are engaged to perform a function on our behalf and are contractually obligated to use the data only for that function. If our practices change in the future, we will provide you with the opportunity to opt-out before any such sale.

Access to Personal Information

You have the right to request from us access to personal information collected about you and information regarding the source of the data, the purposes for which we collected it, and the third parties and service providers with whom we shared it. To protect our customers’ personal information, we are required to verify your identity before we can take action on your request.  To do so we may ask you to verify information about you that Klarna already has on file, for example your mailing address, email address, telephone number or details about a purchase you have made with Klarna.

Klarna is not required to retain any personal information collected for a single, one-time transaction, if the information is not sold or retained in the ordinary course of business. Klarna is also not obligated to re identify personal information that it maintains in a deidentified state in the ordinary course of business.

 

To submit a request, email privacy@klarna.com, call 844-KLARNA1 (844-552-7621), or make a request through the chat feature in our Customer Service Web Portal.

Erasure of Personal Information

You have the right to request in certain circumstances that we delete any personal information that we have collected directly from you. To protect our customers’ personal information, we are required to verify your identity before we can take action on your request.  To do so we may ask you to verify information about you that Klarna already has on file, for example your mailing address, email address, telephone number or details about a purchase you have made with Klarna.  We may have a reason under the law why we do not have to respond to your request, or respond to it in a more limited way than you anticipated. If we do, we will explain that to you in our response.

To submit a request, email privacy@klarna.com, call 844-KLARNA1 (844-552-7621), or make a request through the chat feature in our Customer Service Web Portal.

Participation in Data Sharing for Financial Incentive

At this time, we do not offer consumers any financial incentives to share data with us. If that changes, we will seek your consent prior to sharing data.

Use of an Authorized Agent

Many of the rights provided to California Residents may be exercised by someone else at your direction, an Authorized Agent.  If you would like to authorize another person to act on your behalf with regard to these rights, please contact Customer Service by emailing privacy@klarna.com, calling 844-KLARNA1 (844-552-7621) or through the chat feature in our Customer Service Web Portal.

Additional Questions?

If you have any additional questions about the privacy aspects of our services please contact Customer Service by emailing privacy@klarna.com, calling 844-KLARNA1 (844-552-7621) or through the chat feature in our Customer Service Web Portal.

 

Notice of California Consumer Data Collection and Sharing Practices

The California Consumer Privacy Act (“CCPA”) requires us to disclose certain information about our data collection and sharing practices to California residents, and to align this information to certain categories of personal information as enumerated in the law:

  • The specific pieces of personal information and the categories of personal information we have collected about consumers in the past 12 months.

  • The business or commercial purpose for collecting that personal information.

  • Whether we “sell” that category of information to third parties. An external party may be considered a third party in the below chart either because the purpose of sharing is not an enumerated business purpose under California law, or because our contract does not restrict them from using personal information for other purposes. To “sell” data means to sell, rent, release, disclose, disseminate, make available, transfer, or otherwise communicate orally, in writing, or by electronic or other means, a consumer’s personal information by the business to another business or a third party for monetary or other valuable consideration.

  • Whether we disclose that category of information to “service providers,” which are external parties that we engage for business purposes and is restricted from using personal information for any purpose that is not related to our engagement. 

Klarna does not engage in the practice of providing data to third parties in return for a financial benefit to us. 

As a California resident, you may be entitled to additional rights regarding the collection and sharing of your data described in this Policy.

The following table summarizes the personal information we have collected or created about consumers in the prior 12 months and how we have shared with external parties. This table describes our practices generally; not all individual pieces of your personal information may be shared.

Klarna does not sell personal information and will not sell personal information, except as described in this Privacy Policy. If we ever decide to sell personal information, we will provide you with notice and a right to opt-out of such sale.

 

Data Fields

Method of Collection

Purpose of Collection (in addition to the purposes listed below)

Shared with Service Providers

(A) Personal Identifiers

Name

Consumer provides when creating account or completing transaction

To provide advertisements and discounts for third party goods and services.

Yes

 

Phone Number

Consumer provides when creating account or completing transaction

 

Yes

 

Email Address

Consumer provides when creating account or completing transaction

To provide advertisements and discounts for third party goods and services.

Yes

 

Contact Address

Consumer provides when creating account or completing transaction

To provide advertisements and discounts for third party goods and services.

Yes

 

Account Number

We generate and assign to consumer account

To provide advertisements and discounts for third party goods and services.

Yes

 

Online Handle, user name or identifiers

Consumer creates when creating account

To provide advertisements and discounts for third party goods and services.

Yes

 

IP Address

Automatically when consumer visits website

To provide advertisements and discounts for third party goods and services.

Yes

(B) Additional Personal Identifiers

Credit/Debit card Number

Consumer provides when creating account

To provide advertisements and discounts for third party goods and services.

Yes

 

Age

Consumer provides date of birth when creating account

To provide advertisements and discounts for third party goods and services.

Yes

 

Drivers License, Passport, or other government issued ID

Customer provides when confirming personal details

*See Comment at the bottom of the table

Yes

(D) Commercial Information

Actual and considered transactions are stored in consumer profile

Automatically when consumer visits website or uses the Services

To provide advertisements and discounts for third party goods and services.

Yes

 

Information about your income, preferences, and opinions

Customer provides when participating in surveys, user experience testing or focus groups.

To provide advertisements and discounts for third party goods and services.

Yes

(F) Internet or other electronic network activity information

Internet or other electronic network activity information

Automatically when consumer visits website or uses the Services

To provide advertisements and discounts for third party goods and services.

Yes

(H) Audio, electronic, visual, thermal, olfactory, or similar information

Video and Voice recordings

Interactions with Klarna, for example recorded telephone interactions with customer service or recorded video interactions as part of a user experience test or focus group.

 

Yes

 

 

Email and chat communications

Emails sent by consumer to any Klarna email address; chat communications with Klarna Customer Service;

 

Yes

 

Email Communication

Emails accessed while enrolled in the Email Connect Service

To provide advertisements and discounts for third party goods and services.

Yes

(K) Inferences drawn to create a profile about a consumer reflecting the consumer’s preferences or characteristics

   

Inferences may be generated through a series of computer processes

To provide advertisements and discounts for third party goods and services.

Yes

*Drivers License, Passport, or other government issued ID are only collected for performing services on behalf of the business or service provider (specifically for verifying customer information).  The listed business purposes below do not apply to Drivers License, Passport, or other government issued ID. 

All listed categories of personal information, except as otherwise noted, are collected for the following business purposes in addition to purposes included in the table above:

  • To enable or effect, directly or indirectly, a commercial transaction involving the Klarna Services.

  • Performing services on behalf of the business or service provider, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services on behalf of the business or service provider.

  • Auditing related to a current interaction with the consumer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards.

  • Undertaking internal research for technological development and demonstration.

  • Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business.

  • Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity.

  • Debugging to identify and repair errors that impair existing intended functionality.